Direct deposit is an electronic transfer of your weekly Unemployment Insurance payments into your bank checking account. It offers increased convenience and allows you to access your funds via your own bank account. You can have your benefits electronically deposited into your checking account as long as your financial institution participates in the direct deposit program. If you do not have a bank account or do not choose to have your benefits directly deposited, you will receive your benefits payments via a debit card.
You will have the option to begin or cancel direct deposit or update your bank information after you login with your NY.GOV ID and click on Unemployment Benefits. You can access this page from 7:30 am until midnight Monday through Friday and all day Saturday and Sunday. Please have a check with you so you can enter your checking account number and the bank routing number when registering for direct deposit.
If you choose to cancel direct deposit, you will receive your benefits via a debit card. Initial registration for direct deposit will take approximately five business days from the time your account information is received. Generally, once direct deposit is established, benefits are deposited into your checking account within three business days after payments are released by the Department of Labor.
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