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Property and Casualty Insurance Agent


A property casualty agent or personal lines agent represents New York authorized companies for which he/she has been appointed. A company appointment is not required to obtain an agent license. However, a notice of appointment must be electronically submitted to the Department within fifteen (15) days from the date the agency contract is executed, or the first insurance application is submitted.

Prelicensing Requirements:

To qualify for a license, the licensing candidate must meet the following prelicensing requirements:

Complete a Department approved prelicensing education course totaling not less than 90 hours of instruction for the property casualty line of authority or not less than 40 hours for the personal lines authority.
Applications and Licensing

Pass, within 2 years of applying for the license, the licensing exam administered by PSI Services. Visit the Exam Vendor Information page for registration and scheduling instructions.

Licensing Fees and Renewal Period:

Licenses are issued for up to 2 years. Individual/tba licenses will be issued with an expiration date determined by the applicant’s date of birth:

If born in an even numbered year, the license will expire on the birthday in an even numbered year.
If born in an odd numbered year, the license will expire on the birthday in an odd numbered year.

All licensing fees are non-refundable. A full fee is charged when a license is issued for a licensing period of more than one year; a half fee is charged when a license is issued for a period of one year or less.

For New York residents the full fee is $80, half fee is $40.

Licensing Authority:

NYS Department of Financial Services
1 State Street
New York, NY 10004-1511

Standard Occupational Classification:

41-3021 - Insurance Sales Agents
To learn more about this occupation search the Occupational Information Network (O*Net).


Fees stated and other information contained in this report are subject to change. Please contact the licensing authority listed above for the most current information.

This page was last updated on 2/23/21.

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